The student loan laws are unfair, cheat people, make people indentured servants. Sallie Mae triples and quadruples loan amounts. Intense lobbying from the student loan companies, including SALLIE MAE created the Higher Education Act. This act made bankruptcy protection non-existent for student loans. It disallowed real refinancing and allowed draconian fees and penalties to be added onto the loan. So, if you started out with a 20K loan, and you DO PAY, by the time you are done, you really pay 60K - even up to 100K. They play games with the day your payment should be in - so you always are behind, even when you're not. They don't credit payments and ruin credit scores. They send you two bills on the same day with the exact same legal mumbo-jumbo, except one bill says you must pay $______ a month and the other says, you must pay $84 dollars more than the first bill, a month. Nice Sallie Mae Monty. If you pay on time for a year or years, and then get sick, you're considered a deadbeat and they keep cranking up the interest and penalties. It would be smarter to pay for your education on a credit card, and then, if you run into illness or life situations, you can broker a deal or file bankruptcy, and, voila! - student loan - gone ~ And yes, lgagal, people who rack up 100K in gambling debts DO get those debts discharged in bankruptcy. If you went after those people, you'd have a real, logical argument. So, you're either incapable of reason, logic, and using your brain, or you are a Sallie Mae shill or collector. And you don't scare me. What "people" like you never understand is this: when someone has nothing to lose, they don't back down. And you are up against one such person. You can stalk and harass and ridicule and so what? You get nada - not one dime. And everyone knows what you do now, so no one except your little toadies are on your side. By the by, since you've investigated me, because I hold so much sway in this world, you must be aware that I paid off my first loans.
Newsflash: harassment and stalking don't make people pay. It's like putting dead-beat Dads in prison. That works out well. That's why they deduct a small portion of their pay if they have pay. Putting them in prison helps no one. Even if I had money, what's my incentive to pay when you and Sallie would still stalk me? You make me think, m-m-m - why not just forget about looking for a job and let you stew? I wanted to pay in the beginning and now I don't. Backfire.
If you can't pay your loans because of unemployment, underemployment, disability, or illness, then wages and Social Security checks are garnished. Professional licenses are taken away. Yeah - that's real intelligent. How would someone pay if they can't work because their license is taken? Brilliant idea. See, it's really about slavery. The dream of a higher education became a mandatory thing just to get a secretarial job when most anyone can do that job without an education and for decades no one needed a "higher" education to work in an office. Degrees don't even have meaning anymore, when everyone has one - when people who can barely write or read, (like you, lgagal) can get a diploma. You are so illiterate that you don't understand the difference between typos and a complete lack of syntax, grammar, spelling and sentence structure ability.
The whole world is collapsing economically and you, lgagal, pick out little ole me to harass. Me thinks it's more than about Sallie Mae. Me thinks thou doth protest too much. Could you be a combo of Sallie Mae fear of me (why, I don't know) - and unbridled lust, a narcissist with sociopath tendencies, and a refusal to get past the anal stage sexually? Calling Dr. Freud~~or are you so obtuse that you don't get that people with nothing don't care and your sickness is useless?
Most of us would give back our degrees to get these chains off our necks. Who even cares at this point? This is an America that doesn't care about Americans. It's a whole new ball game.
So, lgagal, whatcha gonna do? Keep threatening me? So frigging what! You're too much of a pussy to actually do anything real after two years. Bite me. You've run out of orginal insults, you've gone dry on sexually perverted threats. And you're so stupid you can't get it through your thick head that I can take you in a minute. You ridicule where I live, but it's exactly because of where I live, that if you come near me, you would be ______ed in seconds. Friends in low places do come in handy. And you know that.
I love one of your emails where you said people in their 70's get good jobs. Right. Especially now. Did you know that the economy is so bad, that a congressman wants to lower the Social Security age to 60? Is that because so many people in their 70's have jobs, and good jobs? Do you know there's a law, that you can't take the whole check?
I love your creativity in using my old Net Zero email to email me. Oooo -gagman, I am so scared, so very, very scared. Only a piss-ant coward wouldn't man-up or woman-up with their own email. You use my old email to email me, so I can't email you back. What a man/woman you are! COWARD - PUSSY. I love the way you used to do it when I did have Net Zero - one day you emailed me 61 times. Man, are you obsessed or what? Sallie Mae, with all its billions is afraid of little old me? I'm flattered. You picked the wrong person to mess with. I never back down when I'm right. Again, I stood up to my bitch mother and bastard brothers. Why don't you extend your stalking? They'd really whack you. So, you, gagman, are less than a cockroach to me.
To everyone in Ohio: John Boehner is one of the biggest takers of bribes from Sallie Mae to keep the indentured slavery going.
I notice you don't personally threaten Alan Collinge of http://www.studentloanjustice.org/ with rape, gential mutilation, and murder. He's just as evil as you anyway. Two sides of the same coin. There's a huge difference between someone who had a good job and quit and someone who can't get a job and is decades older. Is that because he's a man and a man with connections now? lgagal -
PUSSY PUSSY PUSSY.
You know, the FBI said really nasty things about you. Everything you call me is what they called you. Too bad they are pussies too. Looks like I'm the only one with balls.
